Florida Auto Insurance: Personal Quote

by | Dec 22, 2020 | Personal Insurance

Florida auto insurance coverage

Are you looking for affordable auto insurance in Florida?

Every driver in Florida needs auto insurance coverage.  We now have access to ten (10) personal auto markets! We would love the opportunity to provide you a quote.

Florida Insurance Requirements

According to Florida Highway Safety and Motor Vehicles, any vehicle with a current Florida registration must:

  • be insured with PIP and PDL insurance at the time of vehicle registration.
  • have a minimum of $10,000 in PIP AND a minimum of $10,000 in PDL. Vehicles registered as taxis must carry bodily injury liability (BIL) coverage of $125,000 per person, $250,000 per occurrence and $50,000 for (PDL) coverage.
  • have continuous coverage even if the vehicle is not being driven or is inoperable. Surrender the license plate/tag BEFORE cancelling your insurance.
  • purchase the policy from an insurance carrier licensed to do business in Florida. (If you are new to the state, you may ask your agent to transfer your current insurance to a Florida policy.)
  • maintain Florida insurance coverage continuously throughout the registration period regardless of the vehicle’s location. (Military members stationed out-of-state/country may be exempt. Visit FLHSMV’s military page for more information.)

Florida law says car insurance can be canceled for these reasons:

  • You didn’t pay the premium.
  • There was material misrepresentation or fraud on the application.
  • You or a regular driver of your car has had your driver’s license suspended or revoked.

Protect What Matters Most

You most likely spend a lot of time in your vehicle. Auto insurance is designed to protect you from costs associated with physical damage or bodily injury resulting from traffic collisions and against liability that could also arise. Auto insurance can also offer financial protection against vehicle theft and against damage to the vehicle sustained from events other than traffic collisions, such as keying and damage sustained by colliding with stationary objects. Policies cover cars, trucks, motorcycles, all-terrain vehicles, and other road vehicles.

Contact us and get a free quote today!