business INSURANCE

Protect your business with the right coverage options. We can help businesses in Sanford and surrounding areas find the best coverage options.

McLain, Pierce and Associates is a family-owned-and-operated insurance agency. We serve businesses in Sanford, Lake Mary, Deltona and surrounding areas, as well as customers throughout the state of Florida. Contact us today to see how we can help your business.

business insurance

Find the coverage you need for your business.

Since 1980, we have served business owners in the Sanford and surrounding areas. Whether you are a large or small business, it is important that you obtain the personalized advice you need to create a commercial insurance package for your company. Our strong relationships with multiple providers and decades of combined experience allow us to help offer business quotes for a wide range of coverage options. Our independent agents will work closely with you to review every aspect of your business and any potential exposures you may face. This will allow us to gather quotes for policies that provide you with the necessary protection.

We proudly serve business owners throughout the area, including those in Sanford, Lake Mary, Deltona, as well as those across the state of Florida. We specialize in workers compensation insurance and employee benefits packages.

workers compensation

Workers compensation insurance covers lost wages and medical treatment resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work. It is not health insurance and is designed specifically for injuries sustained on the job. If you have employees, the state of Florida requires you to carry workers compensation insurance.

commercial liability

Commercial general liability insurance often referred to as business liability insurance, is coverage that can protect your business from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. As a business owner, some form of business liability insurance can safeguard your livelihood. One accident could result in a lawsuit and liability coverage is a great way to protect yourself.

umbrella/excess liability

If a catastrophic issue threatens the success of your business, both commercial umbrella or excess liability insurance can cover your business. These types of coverage will kick in when a claim is made against you that exceeds the amount of your existing liability coverage. An umbrella or excess liability policy provides a safety net when your other business coverage has been exhausted.

Employers Practice Liability Insurance

Employment practices liability insurance, known in the trade as EPL insurance or EPLI, provides coverage to employers against claims made by employees alleging:

  • Discrimination (based on sex, race, age or disability, for example)
  • Wrongful termination
  • Harassment
  • Other employment-related issues, such as failure to promote

commercial auto

Commercial auto insurance provides liability and physical damage protection for vehicles that are used for business. This can include cars, trucks, and vans. If you have a business that uses a car to run errands, a truck that carries tools or a van that transports clients, you might need a commercial auto policy. You have the ability to select the commercial vehicle insurance coverage that meets your specific needs in order to protect your business.

equipment coverage

Business equipment insurance provides coverage for damage or loss of property or equipment that is used in your business. When your business uses computers, machines or other equipment and it breaks down, you could find yourself facing downtime and lost income. Business equipment insurance eliminates that risk by covering your equipment repair costs and reimbursing you for lost income. Having sufficient business equipment insurance coverage in place is essential to your business operations.

bonds

Bonds are different than insurance policies. They are guarantees. Bonds come in various forms, and all are financial guarantees that the bonded business will satisfactorily complete a project for a client, no matter if complications arise. However, a bond should not be mistaken for business insurance. A bond will not reimburse for damages to property or person resulting from work performed.

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WHO WE ARE:
McLain, Pierce and Associates is a family-owned-and-operated insurance agency. We serve customers in Sanford, Lake Mary, Deltona and surrounding areas, as well as customers throughout the state of Florida.

mcp@insurefl.com

407-323-8142